I had signed up for Swagbucks a couple of years ago, but I never really got into it until about 2 months ago. I am so happy I did! Since then I have earned approximately $45 in gift cards for doing relatively little work. I mostly just use their Swagbucks app to watch videos and answer the daily poll to earn my gift cards. If you haven’t tried it and you’re looking for ways to earn some rewards, then head over to Swagbucks and give it a try. I am using my rewards to mostly pay for Christmas and birthday presents. Think of all the possibilities with a few rewards each month!

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I just recently started using ChatAbout and so far have enjoyed it. It does take a little time, but if you enjoy participating in online discussions then you may enjoy using this site. You earn points for comments in online discussions which can then be cashed in for rewards. Check it out here and let me know about your experience with the site.

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So this is the first post in a series I would like to continue on my blog on Fridays. Every week to two weeks, my husband and I sit down and discuss where we are financially and re-evaluate where we need to be. I would love to share some of the ideas we discuss during our “meetings”.

Therefore, for the first post, I couldn’t think of a better topic than discussing the concept behind having “financial meetings.”

Personal finances are all about making decisions on what is most important to spend our money on. Who decides that? You and your family. By having meetings, it allows you to collaborate on what is truly most important. I will outline a few tips we have found on having a meeting including some important topics to discuss.

  1. Schedule meetings around a time that works for you and your spouse. Set a meeting time and stick to it. Be sure to make this a regular routine so you can continue to re-evaluate where you need to make changes. 
  2. Decide spending limits. Set spending limits on each area of your budget. Remember, there may be two of you buying items, so be sure to discuss your spending to make sure that you aren’t exceeding the budget between the two of you. You may even want to set individual budgets to make sure the total budget isn’t exceeded.
  3. Set Goals. Set goals of where you would like to be in a month, 6 months, 1 year,  5 years, and so forth. When you have united goals, it helps you work better toward reaching those goals and realizing where your priorities lie. Take the time to lay out a plan to reach those goals and figure out where there can be cutbacks in order to do so. Continually reevaluate these goals so you don’t lose focus and make sure you are staying on track.
  4. Work Together. Nothing can be more frustrating than working really hard to meet a goal while your other half is working against you to meet a different goal. Work together and it’s amazing how much faster a goal can be reached.
  5. Re-evaluate, Re-evaluate, Re-evaluate. As life changes, your situation changes. A plan that worked 6 months ago may be out of date depending on the place life has you now. Our financial plan is updated on a monthly basis to make sure we aren’t falling behind due to new situations.
  6. Always Move Forward. Even if you take a few steps back, keep your eye on the goal and don’t fret over the past. Move forward.

Realize that each person and family are different. Use these tips as a starting point and tweak them according to your situation. I look forward to continuing to share some of the tips we find helpful and hope that you will share some of yours in the comments below.

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Looking for some cash for the holidays? Check out this AWESOME deal from Capital One 360. Open a checking account and get a $125 bonus. Plus, you can open a savings account and get a $75 bonus. That’s $200 in holiday money just for opening savings and checking accounts. This bonus ends on December 2, so be sure to grab these bonuses while they are available. Head over here for more information.

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I found this FREE app on Amazon and thought Kindle Fire users may be interested. It’s called the SmartPhoneMate and appears to only be available to Kindle Fire users. According to the description, you can get $5 gift coupons FREE every month for completing various task. Since I do not own a Kindle Fire, I can’t vouch for this app, but it appears to have excellent reviews on Amazon. If you decide to give it a try, let me know what you think.

 

I’ve been doing a spotlight moneymaker series for the past few days to showcase various ways to make extra money, rewards, gift cards, etc. Below are the links to my previous post. Be sure to sign up for Thriving on Thrifty through email or RSS feeders, liking on Facebook, or following on Twitter to keep up to date on the latest Thriving on Thrifty posts.

 

Spotlight Moneymaker: Ebates

Spotlight Moneymaker: Amazon Mom Referral $10 Credit

Spotlight Moneymaker: Viggle

Spotlight Moneymaker: MyPoints

Spotlight Moneymaker: JunoWallet

Spotlight Moneymaker: InboxDollars

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InboxDollars is a site that allows you to make money by completing tasks, watching vidoes, etc. My favorite part of this site is that you get $5 right away by signing up here. Plus, they send you “Paid” emails each day that gives you money just for confirming the email. This paid email option sets this site apart from other similar sites as you can make a little money by simply checking and confirming your emails. The downside to this site is that you have to hit $30 before they will pay out. Check it out for yourself by clicking here to signup. 

 

I’ve been doing a spotlight moneymaker series for the past few days to showcase various ways to make extra money, rewards, gift cards, etc. Below are the links to my previous post. Be sure to sign up for Thriving on Thrifty through email or RSS feeders, liking on Facebook, or following on Twitter to keep up to date on the latest Thriving on Thrifty posts.

 

Spotlight Moneymaker: Ebates

Spotlight Moneymaker: Amazon Mom Referral $10 Credit

Spotlight Moneymaker: Viggle

Spotlight Moneymaker: MyPoints

Spotlight Moneymaker: JunoWallet

This post/page may contain affiliate links. Please read my full disclosure policy.

JunoWallet is an application that I have recently started using.  If you like doing tasks for money, this is a good app as they usually have quite a few tasks to complete. Their tasks include watching videos, downloading apps, and more. You can trade in your “money” for gift cards, and they have quite a nice variety of gift cards to choose from. The first time I wrote about this app I gave it a so-so rating, but the more I’ve used it the more I like it. It’s certainly not going to give you big payouts, but it’s helpful in getting a few small rewards here and there.  If you use my referral code RL2037968, then you will start out with a $0.25 bonus and I get a bonus too.

 

I’ve been doing a spotlight moneymaker series for the past few days to showcase various ways to make extra money, rewards, gift cards, etc. Below are the links to my previous post. Be sure to sign up for Thriving on Thrifty through email or RSS feeders, liking on Facebook, or following on Twitter to keep up to date on the latest Thriving on Thrifty posts.

 

Spotlight Moneymaker: Ebates

Spotlight Moneymaker: Amazon Mom Referral $10 Credit

Spotlight Moneymaker: Viggle

Spotlight Moneymaker: MyPoints

This post/page may contain affiliate links. Please read my full disclosure policy.


MyPoints is a rebate type of site where you just go through their site each time you shop at various online stores and you get points back based on what store you use and how much you spend. This site also offers other ways to make “points” which translate into rewards. The “points” can be made by shopping, taking surveys, completing various tasks, etc. While I have not used this site a lot, I have been able to rack up some points to eventually redeem for some rewards. Click Join MyPoints to get started and to get more information.

 

I’ve been doing a spotlight moneymaker series for the past few days to showcase various ways to make extra money, rewards, gift cards, etc. Below are the links to my previous post. Be sure to sign up for Thriving on Thrifty through email or RSS feeders, liking on Facebook, or following on Twitter to keep up to date on the latest Thriving on Thrifty posts.

 

Spotlight Moneymaker: Ebates

Spotlight Moneymaker: Amazon Mom Referral $10 Credit

Spotlight Moneymaker: Viggle

 

This post/page may contain affiliate links. Please read my full disclosure policy.

Today’s spotlight “moneymaker” is Viggle where points translate into various rewards. Viggle is an application for Smart phones, tablets, etc. I just recently started using this site and love it. You get Viggle Points for checking into whatever show you are watching on TV plus you can make bonus points for checking into specific shows, watching ads, playing trivia games, etc. Every time I change channels on my TV, I also try to remember to pick up my phone and check in. It’s really that simple. The points translate into rewards like a nice selection of gift cards plus many other rewards to choose from. It’s not something that will make a lot but for a relatively small amount of work, it’s worth the effort to get a few rewards here and there.

I’ve been doing a spotlight moneymaker series for the past few days to showcase various ways to make extra money, rewards, gift cards, etc. Below are the links to my previous post. Be sure to sign up for Thriving on Thrifty through email or RSS feeders, liking on Facebook, or following on Twitter to keep up to date on the latest Thriving on Thrifty posts.

 

Spotlight Moneymaker: Ebates

Spotlight Moneymaker: Amazon Mom Referral $10 Credit

This post/page may contain affiliate links. Please read my full disclosure policy.