Coming from someone who used to think money grew on trees and bought everything I wanted, I feel like I can truly say that once I learned how to manage my money and to live on less, I felt less stressed and more blessed. First, because I was spending less, I didn’t feel the financial stress over figuring out where money was going to come from to pay the bills. I lived off the money I had versus living over my means and finding the money later. It’s so easy it today’s times to want that instant gratification of getting an item as soon as you want it that we no longer save the money first. We end up with mounds of debt and no end in sight. Instead, training myself to live on less and within my means, I have found so much more peace and less financial strain.

Second, less stuff means less clutter. I am very particular about having a specific place for each item in my house, so with having less stuff I have found that I spend less time straightening. When I do get new things, I try to get rid of old ones by selling or donating them to help pay for the new things plus I get a second bonus of less clutter and a cleaner looking home.

These are just the top 2 reasons for living with less. I encourage you to try living within your means and find out the many reasons for yourself to live on less.

If you have a story to tell of how you feel blessed by living on less, please share in the comments below or in my Submissions area.

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I found this FREE app on Amazon this morning and thought Kindle Fire users may be interested. It’s called the SmartPhoneMate and appears to only be available to Kindle Fire users. According to the description, you can get $5 gift coupons FREE every month for completing various task. Since I do not own a Kindle Fire, I can’t vouch for this app, but it appears to have excellent reviews on Amazon. If you decide to give it a try, let me know what you think.

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Use the 2.00/1 Almay Cosmetic Product including makeup removers (excluding trial and travel sizes) coupon from the 7/14 SmartSource on the 15ct Almay makeup remover pads at Walmart, retail for 1.14 (prices and availability may vary) = make $0.86

Thanks The Krazy Coupon Lady!

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Could you use an extra $50? Make a $50 bonus for opening a Capital One 360 checking and completing the additional requirements. My husband and I each made $50 with very little work. Check it out!

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All new moms have certainly learned how expensive a new member of the family can be. I’ve found ways to save money that I personally used plus some I wish I had done myself.

1. Making your own baby food:

I can’t recommend this money-saver enough. I got a Baby Bullet for my baby shower and absolutely loved it. I used it to make fruits and vegetables and would make large batches to save time and would freeze them to maintain freshness. It really didn’t take as long as I thought it would, and it allowed me to know what was truly in my baby’s food.  Next time around, I also plan to mill my own grains for baby cereal. I didn’t realize the other attachment had this feature until my son had almost outgrown baby cereal.

 

2. Breast Feeding or Formula Couponing:

I personally breast fed, which of course saves you money on not having to buy formula. But for those who can’t or don’t want to breast feed, there are so many coupons out there for you. Sign up for Gerber or Enfamil coupons and they will send high dollar, money-saving coupons right to your house. I was constantly getting them in the mail and I didn’t even use formula.

 

3. Cloth Diapers:

Cloth Diapers was on my radar at one point before having my son, but I ruled it out during my rough recovery so it was one less chore. So I personally did not do this, but I may attempt it the second time around. I know many people that do use cloth diapers though and claim it’s not as tough as it seems plus it saves a lot of money. Check out Diapers.com for a wide variety of cloth diaper or disposable diaper options. For new customers, if you enter my referral code totreferal at checkout you get 20% off your first order. Plus new customers can get free shipping for their first 3 months when code GOCRAZY is entered at checkout.

 

4. Homemade “Toys”

This tip is good for the first year and beyond. I heard so many people tell us that a child is more interested in the packaging than the toy, but as first time parents we were determined to get our little man the coolest toys out there. Even with my couponing skills, with the exception of a few toys, it was a waste of money . He is more interested in our old credit cards, cell phones, and the cabinet full of tupperware. It’s amazing what babies and toddlers find interesting. Now obviously, make sure whatever you give them is safe and clean, but save a few hundred on their toys for the first year or so and re-use your old stuff as toys.  What is old and outdated to you is a new treasure for a 1 year old.

 

5. Hand Me Down Clothing

Fortunately for me, I have a nephew 1 year older than my son, so I get a lot of hand me down clothes. For those who don’t have family or friends with children close in age to their kids, you should take the time to check out consignment shops. If you are anything like me, I’m not in the mood to hunt down nice clothing at consignment shops, so I let the consignment shop come to me. ThredUp is an online consignment shop featuring children’s clothing. Everything I’ve ordered from there has been in excellent condition. Plus, you get $10 off when you make your first purchase. This makes for a pretty awesome deal!

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Below are several websites and apps that I have had a relative amount of success with. None of these will make you rich, but most of them offer relatively simple work for decently nice rewards. I’ve found that with using several of these sites versus focusing on just one, I have more options of the “jobs” that will work for me and my schedule and aren’t so time consuming. Browse through them and decide which ones will work for you. I have listed them in the order of my personal favorites.

Ebates: This is probably my highest recommended site. I absolutely love it. I signed up mid-2012 and have already gotten over $300 back. It’s pretty simple. You just go through their site each time you shop and you get a certain percentage back based on what store you use. The site links you to various popular stores including Walmart, Kohls, Target, etc. Honestly, if you shop online, I don’t know why you wouldn’t use it. Right now, they are offering a $10 gift card for signing up and making your first $25+ purchase.

Viggle: Viggle is actually an application for Smart phones, tablets, etc. I just recently started using this site and love it. You get Viggle Points for checking into whatever you are watching on TV plus you can make bonus points for checking into specific shows, watching ads, playing trivia games, etc. Every time I change channels on my TV, I also pick up my phone and check in. It’s really that simple. The points translate into rewards like Lowes, and JCPenny gift cards plus many other rewards to choose from. It’s not something that will make a lot of money but for a relatively small amount of work, it’s worth the effort to get a few rewards here and there.

MyPoints: This site has the same concept as Ebates. It’s an online shopping site as well. This site also offers other ways to make “points” which translate into rewards. The “points” can be made by shopping, taking surveys, completing various tasks, etc. Right now, they are offering $10 worth of points for making two purchases through their site within the first 30 days of registering. Join MyPoints

Inbox Dollars: This is a site that allows you to make money by completing tasks, watching vidoes, etc. My favorite part of this site is that you get $5 right away by signing up through this link. Plus, they send you “Paid” emails each day that gives you money just for confirming the email (generally no further action is needed than just clicking to confirm the email). This paid email option sets this site apart from other similar sites as you can make a little money by simply checking and confirming your emails. The downside to this site is that you have to hit $30 before they will pay out.

JunoWallet: This is a new application that I have just started using. I really liked it at first because I was able to watch videos and make a little money here and there for relatively little work, but the more I’ve used the app the less videos they have given me . If you like doing tasks for money, this is a good app as they usually have quite a few tasks to complete. You can trade in your “money” for gift cards, and they have quite a nice variety of gift cards to choose from. So far I’d give this app a so-so rating. If you use my referral code RL2037968, then you will start out with a $0.25 bonus and I get a bonus too.

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